Legal and regulatory information

Investment risks

Investing in financial instruments carries inherent risks, including the potential loss of capital. The value of investments and any income derived from them may fall as well as rise, and investors may not recover the full amount originally invested. Past performance is not a reliable indicator of future results.

Returns may be affected by a variety of factors, including market volatility, economic and political developments, currency fluctuations, interest rate changes, and other global events. Some investment products may be illiquid, complex, or subject to lock-up periods, making them unsuitable for all investors. Before making any investment decisions, you should ensure that you fully understand the product features, associated risks, and the potential impact on your portfolio.

SailWealth Ltd does not guarantee the performance of any investment product, strategy, or third-party manager. Independent financial, legal, and tax advice should be sought before proceeding with any investment. future results.

Asset-specific risk disclosures

Equities: Investments in equities—particularly those in foreign or emerging markets—are subject to higher volatility, regulatory divergence, currency risk, and lower liquidity. Political and economic instability can further amplify risks.

Fixed Income: Fixed-income instruments are exposed to interest rate risk, credit risk, inflation, reinvestment, and prepayment risk. Bond values may fluctuate in response to changes in market conditions or issuer creditworthiness.

Property Investments: Real estate investments are generally illiquid and may experience volatility in value based on local market conditions, interest rates, economic cycles, and regulatory changes. Returns are not guaranteed and may be influenced by factors beyond the investor’s controls.

Alternative Investments: Private equity, hedge funds, and other alternatives often involve leverage, complex instruments, and long lock-up periods. These investments are suitable only for experienced investors capable of tolerating high risk and illiquidity.

Jurisdictional Considerations: This website and its content are not directed at persons in jurisdictions where such distribution would be unlawful. Investors are responsible for ensuring compliance with local laws and regulatory requirements.

Legal and regulatory disclaimer

SailWealth Ltd is a private limited company registered in England and Wales (Company Number: 15799090), with its registered office at Level 30, The Leadenhall Building, 122 Leadenhall Street, London, EC3V 4AB. SailWealth Ltd is an Appointed Representative of Capital Systematics Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA).

As an Appointed Representative, SailWealth Ltd is permitted to engage in specific regulated activities, including investment promotion, investment advice (by authorised individuals only), and arranging deals in investments. SailWealth Ltd does not hold client money, manage investments, act as principal, or provide services to retail clients.

This Website is intended solely for use by professional clients as defined by the FCA, including regulated financial intermediaries, institutional investors, certain financial advisers, and family offices. It is not intended for, and must not be distributed to or acted upon by, retail investors or any person who does not meet the criteria for professional classification.

The content of this Website is provided for general informational purposes only and is not intended to be, and should not be construed as, investment advice, legal or tax advice, a personal recommendation, an offer to buy or sell any financial instrument, or a solicitation to engage in any investment strategy.

This Website has been prepared using publicly available information that is believed to be accurate and reliable at the time of publication. However, no assurance, representation, or warranty, whether express or implied, is given as to the accuracy, completeness, or reliability of the information contained herein.

SailWealth Ltd, Capital Systematics Ltd, and their respective affiliates, directors, officers, employees, and agents expressly disclaim any and all liability for errors, omissions, or inaccuracies in this Website, as well as for any loss, damage, or consequences that may arise from its use or reliance. All information is subject to change without notice, and neither SailWealth nor its affiliates undertake any obligation to update or revise the content.

The value of investments may fluctuate, and investors may not recover the full amount originally invested. Past performance is not a reliable indicator of future results. All investments carry the risk of capital loss, and income payments are not guaranteed.

Certain investments referenced may not be protected by the Financial Services Compensation Scheme (FSCS) or any similar scheme. In the event of a product provider’s insolvency or failure, investors may lose part or all of their investment.

This Website or any information within are not intended to form the basis of, or act as an inducement to enter into, any contract or investment transaction. Any decision to invest should be based on thorough due diligence, appropriate professional advice, and a full review of the relevant offering documentation, including legal terms, risk factors, and regulatory disclosures.